Annuity Purchase Blog » Finance

3. Technology and Invention in Finance

admin — Sat, 15 Aug 2009 23:37:11 +0000

Financial Markets (ECON 252)

Technology and innovation underlie finance. In order to manage risks successfully, particularly long-term, we must pool large amounts of risk among many, diverse people and overcome barriers such as moral hazard and erroneous framing. Inventions such as insurance contracts and social security, and information technology all the way from such simple things as paper, and the postal service to modern computers have helped to manage risks and to encourage financial systems to address issues pertaining to risk. The tax and welfare system is one of the most important risk management systems.

Complete course materials are available at the Open Yale Courses website: http://open.yale.edu/courses

This course was recorded in Spring 2008.

Duration : 1:14:56

Technorati Tags: Finance, financial, Framing, hazard, innovation, Insurance, invention, Long-term, Moral, Postal, Public, risks, security, service, Social

Bob Chapman on Radio Liberty – Part 4 – Feb 2, 2009 – Financial Economic Crisis Collapse Info

admin — Tue, 14 Jul 2009 05:04:11 +0000

Excerpts of a radio talk show interview with economist bob chapman by Dr stan. This weeks talk about economic crisis/collapse news information. A must listen to for anyone concerned about the global economy. Shared for education under the Fair Use Act.

Duration : 0:10:21

Technorati Tags: 2009, annuity, bankruptcy, bob, chapman, china, collapse, crash, crisis, currency, deflation, depression, destroy, devalue, disaster, Dollar, drought, Economic, england, fall, Finance, gas, global, greece, hunger, hyper, iceland, inflation, Insurance, market, money, nation, oil, peter, price, prices, retirement, riots, schiff, sr, stan, uk, wealth, world

EZ Plan – Financial Planner with Bill Payment Simulation

admin — Tue, 14 Jul 2009 05:04:05 +0000

http://sites.google.com/site/goezplan

EZ Plan helps you make ends meet financially. If you lay out your income and expenses on a calendar, EZ Plan will show you how to make ends meet by rearranging your bill due dates or by borrowing money. It calculates when you should have positive and negative balances in your account.

The main program is free, but you must download the latest update at least one time each year. You can also download scripts to use with the program such as payment calculators for fixed and adjustable rate loans, scripts that write multiple payments on your calendar such as paychecks and rent payments, or scripts to help you analyze the costs of various items that you would like to purchase, a new car, solar panels for your home, etc…

The main benefit is simple. Once you have laid out all your incomes and expenses on a calendar, EZ Plan can easily show you if an additional expense will cause you problems. It can also show you how additional income will help you get ahead.

Please visit our website, download a free copy of EZ Plan and send us your comments. Tell us about your personal projects that need cost analysis or bills that you would like us to simulate and we will help you get the most out of your EZ Plan software.

We will soon add planning modules for teachers. These new modules should help teachers take and report attendance, schedule classroom activities, reward student performances, communicate with parents and more… based on school rules and course objectives. Please stay tuned!

Our web address is:

http://sites.google.com/site/goezplan

Duration : 0:9:13

Technorati Tags: Analysis, bankruptcy, Budget, budgeting, Calculator, Calendar, Classroom, cost, Course, EZ, Finance, financial, Forecast, Forecasting, Incentive, Investment, Lesson, market, mortgage, Objectives, Organizer, personal, plan, planning, Reward, School, Simulation, Simulator, stock, Student, Teacher, Tool

Credits, Stocks & Pension : Definition of a Fixed Annuity

admin — Wed, 03 Jun 2009 21:19:15 +0000

A fix annuity is an agreement between two parties where one party will pay money or services at a future date. Research various fixed annuities to determine different restrictions and stipulations with information from a portfolio manager in this free video on finance.

Expert: Roger Groh
Bio: Roger Groh is the founder of Groh et Management.
Filmmaker: Bing Hu

Duration : 0:1:36

Technorati Tags: banking, bonds, cards, Credit, debt, Finance, investing, management, market, stock, stocks

Vanguard Managed Payout Funds

admin — Sun, 31 May 2009 17:18:15 +0000

It can be more difficult to weather market volatility once you’re retired and spending money from your portfolio. This video explains how Vanguard’s Managed Payout Funds are designed to provide regular monthly cash payments through a variety of market conditions.

Duration : 0:4:52

Technorati Tags: Annuities, annuity, education, Finance, income, invest, retirement, vanguardinvestments

AIG Bailout, Life has changed for good.

admin — Wed, 27 May 2009 19:12:08 +0000

In this edition of Speaking of Settlements, Mark Wahlstrom discusses the huge sea change in the settlement industry that has been brought on by the federal take over of AIG. While some might argue with that description, the fact is that 80% of the company will be in the hands of the US government thanks to the $85 billion infusion of cash. What is the impact going to be on the annuity holders, claimants, policyholder and lawyers who do so much business with AIG? What are the impacts of the structured settlement industry where AIG has market leadership? Listen in and find out, or go visit The Legal Broadcast Network to learn more.

Duration : 0:9:59

Technorati Tags: AIG, annuity, bailout, Finance, law, lawyer, Legal, politics, settlement, structured, wahlstrom

Car Insurance : What Is Comp & Collision Car Insurance?

admin — Tue, 28 Apr 2009 14:36:06 +0000

Comp insurance is short for comprehensive insurance, which covers property damage to a car caused by something other than a collision, such as a falling tree or a rock slide. Collision insurance covers accidents. Learn more about the different types of auto insurance coverage, and how much coverage to buy, in this free video on financial planning from a licensed insurance agent.

Expert: James Burrows
Contact: www.ResurgenceGrp.com
Bio: James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance, and auto insurance.
Filmmaker: Christopher Rokosz

Duration : 0:1:32

Technorati Tags: Auto, budgeting, Car, Finance, Insurance, personal

Car Insurance : Tips on Buying Car Insurance

admin — Sat, 25 Apr 2009 07:57:59 +0000

A great way to save money on car insurance is to pay a visit to an agent and ask about policy and premium options, but make sure the new

Duration : 0:1:45

Technorati Tags: Auto, budgeting, Car, Finance, Insurance, personal

Car Insurance : How to Buy Car Insurance for Teenagers

admin — Sat, 25 Apr 2009 07:57:58 +0000

Car insurance for teenagers can be very expensive because of the risk and exposure ociated with this age group. Parents can include teenagers on their car insurance policies or

Duration : 0:1:17

Technorati Tags: Auto, budgeting, Car, Finance, Insurance, personal

Auto Insurance Advice : How to Buy Auto Insurance

admin — Sat, 18 Apr 2009 21:21:59 +0000

To buy automobile insurance, contact agents, research insurance policies and get competitive rates. Hear why it’s a good idea to buy auto insurance from an actual person in this free video from a licensed insurance agent about automobile insurance information. Expert: James Burrows Contact: www.ResurgenceGrp.com Bio: James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance, and auto …

Duration : 0:1:27

Technorati Tags: Auto, budgeting, Car, carries, companies, Finance, Insurance, personal, policies, vehicle